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Feeling like you're on a debt rollercoaster, guess what? You're not alone. Many folks out there are juggling that monthly credit card balance too.
Now, here's the plan: Escaping that credit card debt maze might be simpler than you've imagined. Sure, it's going to require a bit of time and effort, but hang in there because we've got your back with a solid plan.
Wave goodbye to that credit card debt stress. Start with these genius ways to pay off your credit card debt. You might just find it was easier and quicker than you previously thought!
1. Get Personalized Loan Results (Up to $100k) in Under 2 Minutes
If you have thousands in debt and you’re barely making it paycheck to paycheck, you know how suffocating it is. Debt is always on your mind. It controls your life. And even if you make on-time payments, they’re so expensive that you have nothing left over.
A personal loan could help you get out of this situation and lift your monthly debt burden significantly. You could finally pay off all of your debt at once, get rid of the sky-high interest rates, and slash your debt load to one manageable monthly payment.
NerdWallet is a marketplace where you can find personal loans of up to $100,000 with rates as low as 5.99%5 . That’s better than most credit cards. And easier than draining your bank account every month. Seeing what you qualify for doesn’t affect your credit score, and if you’re approved, you could get money the next day.
Get your loan offer here
2. Pay No Interest on Balance Transfers til 2025
Looking to pay off debt with less money in a short amount of time, or finance a big purchase without paying interest? Then you'll want to check out the card_name.
This card currently is offering a generous intro_apr_rate,intro_apr_duration from account opening on purchases. This means you could save hundreds (or even thousands) in interest - and potentially get rid of your debt faster, if you pay it off within the 0% intro interest period. After the intro period for purchases, the APR is reg_apr,reg_apr_type.
Have balances spread across multiple credit cards? You can also take advantage of a balance_transfer_intro_apr for balance_transfer_duration_months, which could make it easier to track and pay off your debt with a single payment.
Right now, the card_name is also offering a bonus_miles_full making it a solid option for cardholders looking to take advantage of some additional perks.
The best part? There's annual_fees annual fee.
Act Now
3. Cancel your car insurance
No matter how much you drive, you can still save on your auto insurance. Most people spend $750 a year MORE than what they need and that’s a lot of money.
See how much you can save at Smart Financial, a free auto insurance matching service. Answer a few questions related to your car, driving history, and some basic personal information, and they’ll search through the network which includes Progressive, Allstate, 21st Century, Nationwide, and more to find you the best options.
Your monthly rate could be as low as $38/month! Plus, it’s easy and free to check to see how you can save money!
Check Car Insurance Rates Now
4. Earn a $200 Statement Credit
Prefer cash back rewards cards? The card_name is a great option.
Their current offer allows you to bonus_miles_full
We love this card for our daily grocery store, gas, and shopping purchases. With a annual_fees annual fee, the card_name is definitely one to keep in your wallet. You can also take advantage of an introductory intro_apr_rate,intro_apr_duration for intro_apr_duration APR offer that can help save you money if you have a big purchase in your immediate future, followed by an APR of reg_apr,reg_apr_type. See Rates and Fees; terms apply
See more details
5. Borrow up to $50k to finally crush your debt
Looking for some cash to pay off credit card debt? A personal loan could help.
Our partner AmOne will match you with loan providers to fit your specific needs. Just fill out one quick application and they'll show you mulitple loan offers. There's no application fee and no minimum credit score needed to apply.
Why not check if you qualify? As long as you're approved, you could receive your loan as early as the next business day.
Get a loan offer here
6. Cancel your car insurance
No matter how much you drive, you can still save on your auto insurance. Most people spend $750 a year MORE than what they need and that’s a lot of money.
See how much you can save at Smart Financial, a free auto insurance matching service. Answer a few questions related to your car, driving history, and some basic personal information, and they’ll search through the network which includes Progressive, Allstate, 21st Century, Nationwide, and more to find you the best options.
Your monthly rate could be as low as $38/month! Plus, it’s easy and free to check to see how you can save money!
Check Car Insurance Rates Now
7. Borrow up to $50k to finally crush your debt
Looking for some cash to pay off credit card debt? A personal loan could help.
Our partner AmOne will match you with loan providers to fit your specific needs. Just fill out one quick application and they'll show you mulitple loan offers. There's no application fee and no minimum credit score needed to apply.
Why not check if you qualify? As long as you're approved, you could receive your loan as early as the next business day.
Get a loan offer here
