7 Masterful Money Moves To Build Wealth After 40

1. Earn cash back on everyday purchases with this rare account

Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month! (See website for details.)

With no credit check to apply and no monthly fees to worry about, you can earn money on purchases you're making anyway—up to an extra $360 per year!

This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.

Don't leave money on the table — it only takes minutes to apply and it won't impact your credit score.

Apply for a Discover Cashback Debit account today

2. Take Advantage of this $200 Cash Bonus!

The card_name is offering a bonus_miles_full

If you value the simplicity of earning a flat rate on all your purchases, the card_name could be the card for you. You'll get 1.5% cash back on nearly every purchase, without a bunch of fine details to remember or spending limits to keep track of.

It doesn't just stop with cash rewards though - cardholders also get a generous intro_apr_rate,intro_apr_duration from account opening on purchases. After the intro period for purchases, the APR is reg_apr,reg_apr_type.

The best part? There's annual_fees annual fee.

Act Now

3. Download this gaming app that paid out over $2.3 million last year

There are tons of gaming apps that promise you can earn cash. Unfortunately, many are fake … or don’t actually pay out.

By contrast, Cash Giraffe is one of the most legit ones we’ve found. Players earned over $2.3 million — million! — last year alone.

Earning cash is simple, too. Just download and play games — that’s it! No, it won’t let you quit your day job, but you can earn real money. And you can cash out via PayPal or with gift cards to Amazon, Starbucks, Walmart, and more.

How to maximize your earnings: Download Cash Giraffe here and start playing ASAP. The app logs your “active” time in the game (the longer you play = more you can potentially earn!) Payouts are fast, there are hardly any ads, and the games are actually fun to play.

Download Cash Giraffe

4. Never Overpay Online Again

Shopping online is so convenient because it lets you stay home instead of running from store to store. If you’re still hunting down coupon codes and scouring the web for the best available deals, you need to try Capital One Shopping.

Capital One Shopping does the legwork for you, ensuring you have the best available price and the latest coupons available. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. Capital One Shopping will notify you if your item is available at a better price when you use it to check out at all your favorite online retailers. The best part? It is free and won’t annoy you with all those ads. If you’re not using it now, you are overpaying!

Get Capital One Shopping Now!

5. Get a free stock valued between $5 to $200

Robinhood is a great option for both new traders and seasoned investors.

It’s completely free to buy and trade stocks, options, and more. All trading is commission-free with no account minimums or maintenance fees. They’ll even give you a free stock in a company like Apple, Sprint, or Ford.

Sign up using the link below and Robinhood will add 1 free share of stock (valued between $5 to $200) to your account when your brokerage application is approved.

Sign up for Robinhood now

6. Get a Personal Loan Of Up to $50K

If you need more than $7,500 in cash right now, and make over $50K/year, you may want to consider getting a personal loan.

A personal loan is a shorter-term loan that you can use for just about any purpose like: paying off other debt, renovating your home, or family needs like a wedding or fixing your car.

As personal loan interest rates are starting to rise from record lows, now could be a great time to pay off your immediate needs with a personal loan and lock in a good rate - while you can.

Through our partner AmOne, you could search for as much as $50k with rates starting at 6.40% APR. Just sign up for free in minutes and you can find the right loan for you through AmOne.

It takes minutes to see how much you could get and if you make over $25K/year they are more likely to help! And don't worry - it won't affect your credit score, so why not give it a try?

Get a loan offer here

7. Cancel Your Car Insurance

No matter how much you drive, you can still save on your auto insurance. Most people spend $750 a year MORE than what they need and that’s a lot of money.

See how much you can save at Smart Financial, a free auto insurance matching service. Answer a few questions related to your car, driving history, and some basic personal information, and they’ll search through the network which includes Progressive, Allstate, 21st Century, Nationwide, and more to find you the best options.

Your monthly rate could be as low as $38/month! Plus, it’s easy and free to check to see how you can save money!

Check Car Insurance Rates Now