1. Quick Summary
  2. How Can You Get Money Through Apps?
  3. 21 Money-Making Apps
  4. 9 Cash-Back Apps
  5. 14 Financial Apps
  6. FAQ
  7. Conclusion

Wouldn’t having a hundred more dollars in our bank account be nice? It could make our financial situation much more manageable, or we could buy something nice with it.

And fortunately, thanks to the power of apps, we can just do that!

So, without further ado, let’s get into it.

How Can You Get Money Through Apps?

When you hear apps that give you free money, you might grow cautious as no company gives away money for free!

And while those concerns are valid, you don’t need to worry, as all these apps are 100% legit. There are three ways these apps pay you:

  • Investment apps that come with sign-up bonuses.
  • Cash-back apps that give back a certain percentage of your purchase.
  • Money-making apps that ask for small tasks.

Despite that, don’t get your hopes too up. The apps pay very little, so they are not great ways to solve your financial situation.

21 Money-Making Apps

These apps pay you cash for small tasks like answering online surveys and sometimes doing nothing at all!

However, these apps won’t pay you much, so you won’t pay off any debts with them. Instead, they can be a fun way to earn extra cash when you have nothing to do.

1. Branded Surveys

Souce: Branded Surveys

Starting off, we have Branded Surveys. As the name suggests, with this app, you earn money online by answering some surveys. Each survey gains you from 50 to 500 points, 50 cents to 5 dollars.

Plus, if you sign up, you also get a 100-point sign-up bonus to get the money quicker. The minimum withdrawal is 500 points, which you can convert to gift cards or real cash via PayPal.

Try out Branded Surveys here!

2. MyPoints

Another great money-making app is MyPoints. With this, you can earn cash through various ways. That includes shopping, completing surveys, and watching ads.

However, the most exciting way is through coupons. You earn a cent for printing them and some more if you use the coupon to purchase something.

Furthermore, if you make a $20 purchase through their shopping portal, they give you 1,750 points worth $10.

Try out MyPoints here!

3. Survey Junkie

Souce: Survey Junkie

Just like with Branded Surveys, Survey Junkie is also a survey website. You can complete surveys about various topics there, as it’s one of the biggest survey apps!

You earn points per each completed survey, which you can convert into gift cards or convert the money into PayPal cash.

However, if you’re outside the US, you’re out of luck as it’s unavailable in other regions.

Try out Survey Junkie here!

4. Mistplay

If you’re a gamer, you’ll love the next app. Mistplay is a loyalty program that is made for you. With this, you get rewarded for playing video games.

They ask you to do various things, such as reach certain in-game milestones or provide feedback to the developers.

You gain points as you complete these tasks, which you can redeem for gift cards.

Try out Mistplay here!

5. InboxDollars

Souce: InboxDollars

Continuing down the list, we have yet another excellent platform offering cash for completing small tasks. These include things like taking surveys, watching videos, and online shopping.

There is no point system here~ Instead, the minimum payout is $30. 

Try out InboxDollars here!

6. Bingo Cash

Souce: Bingo Cash

If surveys don’t sound like your cup of tea, why not try Bingo Cash? With this, you’ll be playing in cash tournaments.

All tournaments are matched based on your skill level, which would be as fair as possible.

However, while it’s a fun way to earn money, it’s not how to solve your financial situation. You could lose your money, so don’t expect to win any money with it.

Try out Bingo Cash here!

7. LifePoints

Further along, we have LifePoints. It’s another great app that pays you to complete fun surveys. There’s an extensive variety of surveys for you to answer.

And if you sign up now, you can get a small bonus of 10 free life points.

You can withdraw your earnings once you’ve reached 1200 points, which is $10. However, if you

are satisfied with a gift card, you could trade 550 points for a $5 Amazon Gift Card.

Try out LifePoints here!

8. Foap

Foap is an exciting way to earn money. This app is more of a platform as you make money by selling the photos you’ve taken from your phone.

So, if you have an eye for photography, it can be an excellent way to earn a little passive income.

Furthermore, you could earn much more by going through “missions.” With these, you’re requested to take a specific photo, usually with a brand product.

Try out Foap here!

9. Field Agent

Souce: Field Agent

If you want to make money by moving, try out Field Agent. It’s a mystery shopping app that tasks you with visiting stores and doing various tasks.

That includes checking out in-store products, counting inventory, or taking some pictures.

The pay for a task is between $5 to $10, making it one of the highest-paying apps on the list.

Try out Field Agent here!

10. KashKick

Further along, we have KashKick.  KaskKick pays you for playing games, taking surveys, and more!  

Whether you’re a student, stay-at-home parent, or simply looking to earn cash at home or on the go, Kashkick has something for everyone. 

So why wait? Sign up today and start earning with KashKick here!

11. Opinion Inn

Continuing down the list, we have Opinion Inn. It’s a survey app that asks your opinion about various topics. And the payout varies for it.

A survey can pay you from 10 cents to $100, but mostly it’s between $2 to $5.

Plus, if you sign in, you get a bonus of $10. So it’s worth a try!

Try out Opinion Inn here!

12. Zap Surveys

As the name suggests, you earn money in Zap Surveys by answering surveys. However, that’s not all you can do.

You can also earn points by doing shopping and even playing some games.

However, what’s even better is that once you sign up, you get a guaranteed $3 payout, and each time you participate in surveys, Zap Surveys also donates some money to the charity.

Try out Zap Surveys here!

13. Swagbucks

Souce: Swagbucks

Swagbucks is one of the most well-known money-making apps. There, you get paid to do some fund and simple tasks. That includes taking surveys, watching videos, playing games, etc.

And just like every other money-making app, you can turn your points into gift cards or cash via your PayPal account.

Try out Swagbucks here!

14. Rewarded Play

If you feel bored and have nothing to do, install Rewarded Play. It’s a mobile game that earns you real money. You can play games such as solitaire mahjong, wheel of Fortune, and more. 

Each game earns you around 100 points, which you can convert into gift cards, the lowest being a $5 one for 40,000 points.

Try out Rewarded Play here!

15. Lightster

Souce: Lightster

Lightster is one of the best survey apps on this list. You get paid a dollar for every minute you share your opinions and feedback with brands. 

However, you’ll need to have live conversations with it.

To join and start applying for surveys, you must go through some demographic information first, but once that’s done, you can begin answering surveys.

Try out Lightster here!

16. Sweatcoin

Sweatcoin is one of the best ways to make a little more cash. That’s because, with it, you’re not only earning some money, but you’re also becoming more fit.

Sweatcoin pays you to walk. So the more you walk, the more you earn.

However, don’t expect much from it as it doesn’t pay much. But it beats nothing.

Try Sweatcoin here!

17. Evidation

Another great app for earning some money by walking is the Evidation app. This app has partnered with various health companies to help with market studies.

You earn by tracking your steps, sleeping, logging your meals, and opting into challenges.

The app works with various apps like Apple Health, Samsung Health, Fitbit, and more, so logging the data is extremely simple. You earn $10 for every 10,000 points!

Try out Evidation here!

18. Toluna Influencers

Next up, we have Toluna Influencers. It’s a great survey app that gives money for sharing opinions about products and services.

They pay you 15,000 to 50,000 points for each survey, which makes it quick and easy to earn cash.

That’s because to cash out, you must earn only 35,000 points, valued at $10.

Try out Toluna Influencers here!

19. Nielsen Computer and Mobile Panel

Souce: Nielsen

How does it sound to earn some money while doing nothing? Well, Nielsen Computer and Mobile Panel offers you just that.

All you need to do is keep the app running in the background. Then, it anonymously collects data about phone usage and activities.

You can earn up to $50 per year, which isn’t much, but it’s great as you won’t have to do anything. However, it’s only available in the US.

Try out Nielsen Computer and Mobile Panel here!

20. Honeygain

Another great app that pays money for doing nothing but keeping the app running is Honeygain. With this, you share unused net traffic with data scientists.

Plus, the pay is quite good as you could earn up to $50 monthly. However, when installing this app, I suggest you have an unlimited plan, as it can quickly chew up your internet.

Try out Honeygain here!

21. MobileXpression

And lastly, we have MobileXpression. Like the last two apps, this also pays you to keep the app running. IT will collect information about mobile internet usage. And what

What is remarkable is that with just a week of using, you can earn a $5 Amazon gift card!

After that, you can earn around $20 annually by letting it run in the background. So it’s worth installing, even for a week.

Try out MobileXrpession here!

9 Cash-Back Apps

While you technically don’t earn any money with these apps, they are worth installing. That’s because when you’re shopping, it’s better to save some money rather than pay the total price.

So here’s a couple of great cash-back apps you could try.

22. Upromise

Source: Upromise

First on the list is Upromise. It’s a rewards platform that gives you cashback whenever you shop at participating retailers.

However, you could also earn money by taking surveys and watching videos.

But what’s even better is that it’s designed to help families save money for college! Plus, Upromise will give you a generous $30 sign-up bonus when you sign up. So it’s worth trying out.

Try out Upromise here!

23. Groupon

While this won’t earn you any money, it does help you save a little. This app enables you to find promo codes, so you're likely to get a discount when you’re looking to buy something.

Plus, you get a 20% discount on your first purchase if you sign up.

I suggest you install this app!

Try out Groupon here!

24. BeFrugal

BeFrugal is one of the biggest cash-back apps out there. It works with over 4,000 businesses, and you can earn a cashback of up to 40% off your purchase.

Plus, you can make an extra $10 welcome bonus if you earn your first $10 in cashback as a welcome bonus.

Plus, they have a referral program as well! So, if your friend signs up for this app through your affiliate link, you earn $15.

Try out BeFrugal here!

25. FusionCash

Continuing down the list, we have FusionCahs. It’s yet another rewards app that gives you cash back when shopping with participating stores.

However, you can earn some money by answering surveys and watching videos.

Plus, you earn a $5 sign-up bonus if you create an account with them.

Try out FushionCash here!

26. Dosh

Source: Dosh

Next up, we have Dosh. It’s an excellent cash-back app. However, instead of scanning and uploading your receipts, Dosh gives you cash back automatically, making this one of the most convenient apps on this list.

But what impresses this app the most is that you can earn up to 40% cash back from the thousands of participants. So, if you’re an avid traveler, installing this app is a must.

Try out Dosh here!

27. Rakuten

Rakuten is another excellent cash-back app. With this, you earn cash back for shopping online.

However, if you sign up for this app and purchase $30, you get all your money back! However, it needs to be done in partnered stores.

Furthermore, there’s also a referral program! So, if a friend signs up for Rakuten, you can earn another $30 bonus.

Try out Rakuten here!

28. Fetch Rewards

Source: Fetch Rewards

Another excellent cash-back app is Fetch Rewards. With this, you can save a ton of money whenever you shop.

But instead of getting cash back, Fetch rewards awards you with points you can convert to e-gift cards like Amazon, Target, and more.

Try out Fetch Rewards here!

29. Upside

This app is quite a unique cash-back app. That’s because it primarily focuses on giving cash back whenever you pump some fuel into your car.

You can earn up to 35 cents per gallon. However, it tends to stay mostly 25 cents per gallon or less.

In addition to gas stations, you could earn cash from some retailers and restaurants.

Try out Upside here!

30. Ibotta

Source: Ibotta

Continuing down the list, we have Ibotta! It’s yet another fantastic cash-back app. With this, you have to scan and submit your receipt and get some of the money back.

Plus, unlike Fetch Rewards, you don’t earn any points! Instead, you get back real dollars. Plus, the cash-back is high, as you could reach back up to 30%

Try out Ibotta here!

14 Financial Apps

And finally, we have Financial Apps. Many of these apps have fantastic sign-up bonuses that could be worth thousands of dollars.

However, you shouldn’t just try them out because of the sign-up bonuses, as investing can help elevate your life to the next level in the long term.

31. Discover

Discover is a banking company that gives you various services, including loans. However, what makes this great is if you decide to join them and sign up for a Discover credit card, you earn a $100 bonus.

Try out Discover here! 

32. Titan Invest

Source: Titan

Next up, Titan Invest is, well, an investment app. There, you can invest in hedge funds without having any investment responsibilities.

Furthermore, you can invest in stocks, bonds, and ETFs. So, it makes it an excellent investment app for beginners.

However, what makes this even better is that if you create an account and invest $100, you will be deposited $10 as a bonus to your account.

Try out Titan Invest here!

33. MoneyLion

MoneyLion is a tremendous financial app. It offers many services, including banking, investing, and also loans. Plus, MoneyLion has many great bonuses.

First, you can earn $50 extra for just signing up and another $5 crypto bonus if you invest in $10 worth of crypto.

So, if you’re looking for a financial app, MoneyLion is an excellent option.

Try out MoneyLion here!

34. Stash

Stash is yet another excellent investing app. You can invest in stocks there, but this makes it amazing because it also has automated investment options with $5 minimum investments.

But just like the ones before, you have some great sign-up bonuses. You can earn $20 as a cash bonus if you link your bank account with them and add at least one cent to your Stash Banking account.

Try out Stash here!

35. Webull

Source: Webull

Continuing down the list, we have Webull. It’s a fantastic investment app for anyone looking to do more active trades.

It offers zero-commission trading and analytical tools to help make investment decisions easier.

Plus, Webull offers a great sign-up bonus. If you verify your identity and make your first deposit to Webull, you can get six to twelve stocks valued between $3 and $3,000.

However, before you get your hopes too high, getting a stock above $1,000 is pretty low.

It’s only a 0.0001% chance. But still, getting at least $18 worth of stocks is pretty great!

Try out Webull here!

36. Moomoo

Next up, there is Moomoo. It’s an impressive investment app. Like Webull, they also give you commission-free brokerage so that you can keep more of your investment.

However, what’s the most impressive is Moomoo’s bonuses. Here’s a breakdown of them:

  • If you deposit $100, you earn five free stocks and a $100 cash reward

  • For a $1,000 deposit, you earn fifteen free stocks and a $100 cash reward

  • And those with a $5,000 deposit get a full share of either Tesla or Google and a $100 cash reward.

Try out Moomoo here!

37. Chime

Source: Chime

Chime is a superb banking app for anyone who wants to have an easier life. That’s because this banking app lets you get your paycheck two days earlier than others.

Plus, there are no monthly fees, which helps you build better credit.

But what makes Chime great is that if you sign up with them, you get a direct deposit of $100!

Try out Chime here!

38. Arrived

Arrived is a unique investing platform backed by Jeff Bezos. What makes this special is that you won’t be investing in stocks. Instead, you’ll own a small part of single-family rental or vacation homes.

Plus, the minimum investment is only $100, and you can earn some passive income. Unfortunately, it’s only available in the US.

Try out Arrived Here!

39. Public

Public is another popular investing app you should consider. It’s excellent as it is more straightforward and user-friendly than other investing apps.

Plus, it has no advanced features like options and futures trading, making it much less daunting for beginner investors.

But what makes Public even better is that if you sign up with them, you’re given a free stock worth up to $300!

Try out Public here!

40. Fundrise

Next up, there’s Fundrise. It’s another excellent Investment app that is quite similar to Arrives. You invest in real estate but in commercial properties through eREITS and eFunds.

If you sign up, Fundrise will give you a $10 bonus in shares for the Real Estate Interval Fund.

So, if you’re looking to invest in real estate, Fundrise is an excellent place to start.

Try out Fundrise here!

41. Robinhood

Source: Robinhood

There’s a reason why Robinhood is one of the most popular brokers. It’s intuitive and commission-free, so all the profits stay in your pocket.

However, Robinhood is popular because you’ll be given a free stock valued between $5 and $220 by just signing up!

However, if you want to sell it, you need to hold it at least three days!

Try out Robinhood here!

42. SoFi

Continuing down the list, we have SoFi. It’s a banking company that offers many financial services, such as investment loans and other banking services.

However, what makes this special is that you get many sign-up bonuses.

First, you get $300 for making a direct deposit. You can then earn an additional $10 for tracking your credit score and the potential of getting up to $1,000 worth of stocks.

So, if you’re looking to switch banks, SoFi can be quite a good option.

Try out SoFi here!

43. Cash App

Cash App is yet another popular investment app. However, what makes it different is that it allows you to invest in crypto like Bitcoin and the stock market while also letting you set up a prepaid debit card with them that has no fees.

However, you can refer your friends to it if you want some free money. Each one who signs up, you get $5!

Try out the Cash App here!

44. Aspiration

Aspiration could be a fit for you if you’re a charitable person looking to open a savings account. They donate to various non-profits and help save the planet by planting trees with every roundup.

Plus, you can get cashback if you purchase items with Aspiration. You can get $150 as a sign-up bonus if you spend $1,000 on your new account within 60 days of creation.

Try out Aspiration here!


What Apps Pay You to Play Games?

Many free apps pay you to play games. However, this list has Swagbucks, Mistplay, Zap Surveys, Bingo Cash, and Rewarded Play.

What Are the Best Cash-Back Apps?

There are many amazing cash-back apps, but the best ones are those with the highest cash-back percentages or the biggest collection of participating retailers. For these reasons, Rakuten and Dosh are the best out there!

How Do You Avoid Scams?

There are many ways to avoid scams. Here’s a couple of things you should do when something sounds too good to be true:

  • Do some research. Look if anyone has tried it out before. 
  • Make sure to read reviews! Go over the negative ones and see what the common complaints are.
  • You can also learn about different app experiences on the r/beermoney Reddit page!

How Do Apps That Give You Money Make Money Themselves?

One of the best ways to avoid scams is to think about how the company would make money. So, all of the apps in this list earn in one of three ways:

  1. Survey apps earn money by selling the data you filled in on surveys
  2. Cash-back apps earn a commission every time you purchase to push you to purchase from the retailer.
  3. Financial and banking apps add sign-up bonuses to incentivize you to use them, which earns them back all the expenses in the long run.


So, as you can see, there are a ton of apps out there that pay cash. Now, all left to do is download a couple, and you could see yourself owning hundreds of dollars in a few weeks! So check them out and have fun!

Bob Haegele

About the Author

Bob Haegele Bob Haegele

Bob Haegele, your personal finance guru, draws on years of experience to simplify complex financial concepts and offer actionable advice.

Dedicated to helping you achieve financial success, Bob is here to guide you through every step of your journey to financial freedom with expertise in areas such as investing, student loans, and credit cards. His work has appeared on Business Insider,, and other nationally recognized outlets.

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